December 8, 2014

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Things to Do Before Applying For a Mortgage

A mortgage is one of the biggest financial commitments you will ever make. So, getting it right first time is important, regardless of whether you are a home mover or first-time buyer. There are some golden tips you should follow before you apply for a mortgage. These tips are designed to give you the best […]

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November 21, 2014

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3 Things about Home Loans That Banks Do Not Reveal

Obtaining the right home loan is quite an exercise. Even thought the lending institutions make it sound like cakewalk, it comes to the ingenuity and initiative of a loan seeker to find all he/she can about the loan to make it easily serviceable. A lot of people find solace in the fact that a payable […]

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November 14, 2014

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Things to Think About Before Taking Out a Personal Loan

Taking out a personal loan is a very big decision. If you’re unable to pay back the loan, it could end very badly for you. It’s important that you think things through carefully before going ahead with it, so consider the following and then make your choice: Are You Prepared for the Added on Interest? […]

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November 11, 2014

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A Guide to Mortgage Rates for First Time Buyers

Buying your first home can be a scary process. That is why it is recommended that you get to know what mortgage rates are available and what they mean to you. Fixed rates, discounted rates, offset rates, variable rates… The list goes on. Each has their advantages and disadvantages, and one type of mortgage rate […]

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November 9, 2014

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Proving credit history through your mobile phone

Today the first thing you are asked during any financial procedure is your credit history. So it is very difficult to lead financial life without having a good credit score. You may need to take a long-term loan for developing your business or for buying a new house. You are a good businessman with stable […]

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November 7, 2014

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How to Get the Best Merchant Account for Your Small Business

How to Get the Best Merchant Account for Your Small Business

No one is going to suggest that running a business is anything less than impressive. There are so many different factors that come into the day to day operation and oftentimes you, as a small business owner, are left tending to much more than one person ever should have to. This is what you signed […]

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October 29, 2014

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Rookie Mistakes You Must Avoid When Getting a Mortgage

Getting a mortgage is never a decision that should be taken lately. Yet, you’d be surprised how many people jump straight in, without really fully understanding what they’re getting themselves into. Many people don’t like to talk, or even think about money, which is understandable. But it’s also one of the quickest ways of landing […]

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October 27, 2014

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Could You Save Money by Transferring Your Mortgage Between Properties?

Mortgages allow many people to buy property when they wouldn’t be able to on their own. In fact, very few people can afford to buy property without taking out a mortgage to help them out. But the rules and regulations surrounding mortgages can be confusing to the layman. And people often have lots of questions […]

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October 3, 2014

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Home equity loan- How risky is the offer?

Home equity loan considered as a second mortgage gives access to huge amount of cash to the homeowners to satisfy major expenses. The interest rates on home equity loans are mostly higher than the interest rates on other mortgages but they are not as costly as credit card loans or other loans. Home equity loans […]

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September 16, 2014

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Will debt consolidation help or damage your credit rating?

Falling knee-deep in debt and then deciding to consolidate your debt reminds one of the clich? about rearranging the deck chairs on the Titanic! Hardly a day goes by when you don’t receive a “consolidate your debt!” offer in your mailbox. When you’re trying to get out of debt, combining your credit cards and other […]

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